Payments that move at the speed of retail
Voyix Payments helps simplify how retailers accept and manage payments. With one unified platform for in-store, forecourt and online payments, retailers can reduce complexity, support a stronger security posture, and improve operational resilience. Teams also gain a more centralized way to manage payments and POS with integrated reporting, analytics, alerts, and monitoring.
Support faster transactions, operate with greater confidence, and simplify payments across channels.
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Secure, unified, flexible payments designed to support reliable store operations
Built to support secure routing and control
Voyix Connect is a payment gateway that provides data security and transaction routing services to processors and specialty endpoints. It’s designed to help retailers simplify payment operations, reduce vendor complexity, and manage payments more consistently across key touchpoints.
Payment acceptance
Support more ways to pay through a unified interface
Voyix Connect supports a broad range of consumer-preferred payment types including:
- Digital wallets
- Specialty benefit cards, gift and loyalty cards
- Fleet and fuel cards
- EBT SNAP & TANF, eWIC, SmartWIC & FSA/HSA
- Private label cards, ACH
- Electronic checks
- B2B purchase cards
- Value added services, including Apple VAS
Transaction routing and cost optimization
Configurable routing to support cost and approval strategies
Configurable transaction routing tools, including BIN management, PINless debit, and tender-specific routing, help retailers control where transactions are sent based on cost, card type or network rules.
Lower processing fees, improve approval rates, streamline checkout, and align routing strategies with custom network agreements.
Security and compliance
Support stronger security and simplify PCI scope management
Voyix Connect uses industry-standard point-to-point encryption and enterprise tokenization to remove sensitive cardholder data from the POS environment. Secure hosted pay page options further protect digital transactions.
Reduce PCI scope, lower infrastructure and compliance costs, and strengthen security posture across key payment workflows.
Operations, support and reliability
Resiliency designed for retail operating realities
Multi-layer redundancy—including active-active data centers, store-and-forward capabilities, and continuous monitoring —helps support transaction continuity when connectivity is disrupted. Continuous monitoring supports faster detection and response to issues.
Enterprise-grade reliability to strengthen security and customer experience when uptime matters most.
Reporting and configuration
Centralized visibility and control
Integrated reporting, configuration, alerts and monitoring give retailers a single entry point to manage both checkout applications and payments.
Gain real-time insight into performance across the enterprise, with tools to test changes, monitor health and manage devices before rolling updates into production.
Voyix Pay: Payment processing built for modern retail
Voyix Pay is a payment processing service designed to support retail environments. Simplify operations, streamline settlement, and manage payments through a single, trusted partner.
Multiple funding options
Access funding options including same day, next day, and standard settlement to better align payment settlement with your cash flow needs and operating rhythms. This flexibility helps finance teams manage liquidity without introducing additional payment complexity.
Customized plans
Configure funding and settlement structures such as split funding, dual direct deposit, and net or gross funding. These options allow retailers to align payments with their existing banking, reconciliation and reporting processes as the business scales.
Built-in risk controls
Apply built-in risk and monitoring controls, including transaction velocity checks, refund matching and limits, and card validation signals. These capabilities help retailers maintain visibility into payment activity and manage risk without relying on disconnected third-party tools.
Chargeback and dispute support
Leverage integrated chargeback and dispute support to help streamline issue handling, improve transparency into case status, and reduce the operational burden on store and finance teams.
One trusted relationship for payments
Work with a single payments partner across processing, gateway and support. This simplifies vendor management, reduces handoffs when issues arise, and helps retailers manage payments as part of a broader, unified commerce platform.
Move faster with control. Modernize with confidence.
Deliver seamless, connected experiences across channels with NCR Voyix, a platform-powered leader in unified commerce for shopping and dining.
Payment devices built for secure, efficient checkout
Accept payments efficiently with payment terminals designed to support secure, reliable transactions in demanding retail environments.
Purpose-built for high-volume operations, these devices help retailers maintain checkout performance and operational consistency during peak periods.
Accelerate payments across a range of retail formats
Deliver seamless shopping experiences and smarter operations with a platform built for modern retailers.
Grocery, drug & mass retail
Provide fast, frictionless experiences across key channels with a platform built for high-volume, essential retail.
Convenience & fuel
Adapt more quickly to changing consumer demands and pricing dynamics with a platform built for forecourt-ready operations at scale.
Specialty & department store
Simplify the complexity behind merchandising, inventory, payments and operations, while supporting engaging shopping experiences across online and in-store channels.
See other retail solutions
Checkout
Enjoy a faster, more seamless checkout experience with capabilities across staffed lanes, self-checkout, and mobile on one, flexible, cloud-native platform.
Loyalty & Marketing
Increase repeat visits, increase lifetime value and prove ROI. Drive data-driven growth with rich transactional and behavioral data that is easy to translate into clear, actionable intelligence.
Loss prevention
Give your retail operations teams the visibility and control they need to become aware of and respond to risk in real time, and reduce checkout errors from missed scans and inconsistent execution.
Store operations
Empower your teams with a platform that helps them see what’s happening, act faster, optimize inventory and labor, and keep stores running.
Corporate Planning
Improve forecasts and capital allocations with a platform that brings together analytics, demand signals and execution data. Plan smarter and act with confidence when conditions change.
Deliver seamless shopping experiences
See how NCR Voyix can help accelerate what’s next for your retail business.